# Kristy Hicks Health Insurance & Medicare

> Independent insurance guidance for individuals, families, seniors, and small businesses in Hanover and south-central Pennsylvania.

- Canonical site: https://kristyhicksinsurance.com/
- Office: 1000 Carlisle Street, Suite 1625, Hanover, PA 17331
- Telephone: +1-717-398-1332
- Email: khicks@healthmarkets.com
- Agent: Kristy Hicks, Independent Health Insurance & Medicare Agent

## Primary services

- Health insurance: https://kristyhicksinsurance.com/services/health-insurance/
- Medicare: https://kristyhicksinsurance.com/services/medicare/
- Life insurance: https://kristyhicksinsurance.com/services/life-insurance/
- Supplemental insurance: https://kristyhicksinsurance.com/services/supplemental-insurance/
- Small-group insurance: https://kristyhicksinsurance.com/services/small-group-insurance/

## Helpful pages

- About Kristy: https://kristyhicksinsurance.com/about/
- Frequently asked questions: https://kristyhicksinsurance.com/faq/
- Areas served: https://kristyhicksinsurance.com/locations/
- Contact: https://kristyhicksinsurance.com/contact/
- Full machine-readable summary: https://kristyhicksinsurance.com/llms-full.txt

## What Kristy helps clients evaluate

Kristy explains premiums, deductibles, provider networks, prescriptions, benefits, exclusions, enrollment timing, and likely out-of-pocket costs. Medicare guidance covers Original Medicare, Medicare Advantage, Medicare Supplement insurance, and Part D. Recommendations depend on eligibility, location, product availability, and the carriers Kristy represents.

## Service area

The Hanover office serves south-central Pennsylvania, including communities in York and Adams counties. Important consumer information can be verified with Medicare.gov, Pennie, and the Pennsylvania Insurance Department.