Hanover, PA
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Health Insurance and Medicare Services in Hanover, PA

Hanover is home base for Kristy Hicks Health Insurance & Medicare - and has been for over six years. As a local herself, Kristy knows the community, the healthcare landscape, and what Hanover families are actually looking for in an insurance plan. Whether you're near Hanover Hospital, raising a family in one of the borough's neighborhoods, or running a business off Carlisle Street, she's the agent people here call when they want a straight answer.

Health Insurance for Hanover Residents

Kristy helps individuals and families in Hanover compare health insurance options side by side - including ACA marketplace plans through Pennie and private plans from carriers like Aetna and Humana. She explains what each plan actually covers, which local providers are in-network, and what your real out-of-pocket costs look like before you enroll.

Medicare Plans for Hanover Seniors

Hanover seniors trust Kristy to make Medicare make sense. She compares Medicare Advantage, Medigap, and Part D prescription plans with your specific doctors and medications in mind - so you're not guessing at which plan works best for your situation. Hanover Hospital and the surrounding network of specialists are right in your backyard; the right Medicare plan makes sure you can use them without surprise bills.

Why Hanover Residents Choose Kristy Hicks

Kristy isn't a call center. She's a local agent who knows her clients by name, follows up when enrollment deadlines are approaching, and picks up the phone when you have a question after you've signed up. That's the difference between working with someone who's actually in your community and one who isn't.

Our Services

Learn More About Our Insurance Services

  • 1

    Health Insurance

    Health insurance is complicated enough without someone making it harder. Kristy Hicks compares indiv...

  • 2

    Life Insurance

    Most people know they should have life insurance. Most people also put it off because it feels overw...

  • 3

    Supplemental Insurance

    Your health insurance covers a lot - but probably not everything. Supplemental plans fill in the gap...

  • 4

    Medicare

    Medicare has a lot of moving parts - and the wrong plan can cost you thousands in unexpected out-of-...

  • 5

    Small Group Insurance

    Offering health benefits is one of the most effective ways to attract and keep good employees - but ...

Google Reviews

What Our Clients Are Saying

Real feedback from real people in the Hanover, PA community who've trusted Kristy Hicks with their health, Medicare, and life insurance needs.

  • ★★★★★

    Kristy and her team have been knowledgeable and professional. I am retiring in July and she has helped me navigate the medicare part B application process. Also, she has advised me on medicare supplemental policies that are available and assisted me on a selection of the most appropriate and affordable. Peace of mind is paramount and she has provided that for me through this complex process.

    Brenda Medlock
  • ★★★★★

    Had issue with Wife's Pennie, contacted Kristy, problem solved! Very professional, knowledgeable but most of all respectful, uncommon these days. Absolute pleasure to work with, I HIGHLY recommend!

    Paul Sav
  • ★★★★★

    All I can say…if you want to find the best place to help you save money and get insurance that works for you, go see Kristy and her staff. They are wizards. Top notch. Lived in Hanover all my life. This is the ONLY place to go.

    Joe Mahone
  • ★★★★★

    After having a career change, I needed health insurance. Kristy Hicks, hands down, was the easiest and nicest person to work with. She is so knowledgeable. Kristy is quick to answer questions, and she truly wants to help you find the best plan to fit your needs.

    Jen Thomason
  • ★★★★★

    Being self employed comes with lots of perks. Health insurance is not one of them. However, Kristy makes it so easy. She is knowledgeable and knows exactly how to find the coverage that's right for you. It's reasonable and worry free. We would highly recommend Kristy and her team.

    Holly McCall
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quote

Kristy assisted me in obtaining Medicare coverage. Her professionalism and extensive knowledge of health insurance were evident throughout the process. I found her expertise invaluable in navigating the complexities of Medicare. I highly recommend Kristy for anyone seeking help with their health insurance needs, especially Medicare.

Don Pelaia Valued Client arrow
kristy with don
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Ready to Find the Right Coverage in Hanover, PA?

Kristy Hicks is a local, independent insurance agent serving Hanover, PA and surrounding communities. Call or reach out today for a free, no-pressure consultation.

Common Questions

Health Insurance & Medicare FAQs for Hanover, PA

  • Residents of Hanover, PA can access ACA marketplace plans through Pennsylvania's Pennie exchange, as well as private plans from carriers like Aetna and Humana. Kristy Hicks compares all your options side by side so you understand real costs and coverage before enrolling.

  • The right Medicare plan depends on your specific doctors, prescriptions, and budget. Kristy reviews Medicare Advantage, Medigap, and Part D options with your situation in mind — not a generic recommendation — and walks you through what each plan actually costs in the real world.

  • No. Kristy is an independent insurance broker, which means her services are free to you. She's compensated by the insurance carriers, not by charging clients fees. You get personalized guidance at no cost.

  • ACA open enrollment typically runs November 1 through January 15 in Pennsylvania. Medicare's Annual Enrollment Period runs October 15 through December 7. Kristy proactively contacts her clients before these windows open so you never miss a deadline.

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