Health Insurance and Medicare Services in Pennsylvania
Kristy Hicks Health Insurance & Medicare is based in Hanover, PA, but she serves clients across the commonwealth - from the farmlands of Adams County to communities throughout York, Cumberland, and beyond. Whether you're in a small borough or a larger city, Kristy brings the same personal approach: listen carefully, explain clearly, and only recommend coverage that actually fits.
Health Insurance for Pennsylvania Residents
Pennsylvania residents can access health insurance through Pennie, the state's ACA marketplace, or through private carriers Kristy works with directly. She compares plans across deductibles, networks, and drug formularies to help you find coverage that fits your medical needs and your monthly budget - wherever you are in the state.
Medicare Plans for Pennsylvania Seniors
Pennsylvania has a wide range of Medicare plan options depending on where you live. Kristy helps seniors across the state compare Medicare Advantage, Medigap, and Part D plans - making sure you understand what's covered, what's not, and what it will actually cost you each year.
Why Pennsylvania Residents Choose Kristy Hicks
Kristy combines deep knowledge of Pennsylvania's insurance landscape - Pennie, Medicaid eligibility, Medicare enrollment rules, PACE programs - with the kind of personal service you'd expect from a local agent. For Pennsylvanians who want honest guidance without the runaround, she's the call worth making.
Learn More About Our Insurance Services
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Health Insurance
Health insurance is complicated enough without someone making it harder. Kristy Hicks compares indiv...
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Life Insurance
Most people know they should have life insurance. Most people also put it off because it feels overw...
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Supplemental Insurance
Your health insurance covers a lot - but probably not everything. Supplemental plans fill in the gap...
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Medicare
Medicare has a lot of moving parts - and the wrong plan can cost you thousands in unexpected out-of-...
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Small Group Insurance
Offering health benefits is one of the most effective ways to attract and keep good employees - but ...
What Our Clients Are Saying
Real feedback from real people in the Hanover, PA community who've trusted Kristy Hicks with their health, Medicare, and life insurance needs.
- ★★★★★
Kristy and her team have been knowledgeable and professional. I am retiring in July and she has helped me navigate the medicare part B application process. Also, she has advised me on medicare supplemental policies that are available and assisted me on a selection of the most appropriate and affordable. Peace of mind is paramount and she has provided that for me through this complex process.
Brenda Medlock - ★★★★★
Had issue with Wife's Pennie, contacted Kristy, problem solved! Very professional, knowledgeable but most of all respectful, uncommon these days. Absolute pleasure to work with, I HIGHLY recommend!
Paul Sav - ★★★★★
All I can say…if you want to find the best place to help you save money and get insurance that works for you, go see Kristy and her staff. They are wizards. Top notch. Lived in Hanover all my life. This is the ONLY place to go.
Joe Mahone - ★★★★★
After having a career change, I needed health insurance. Kristy Hicks, hands down, was the easiest and nicest person to work with. She is so knowledgeable. Kristy is quick to answer questions, and she truly wants to help you find the best plan to fit your needs.
Jen Thomason - ★★★★★
Being self employed comes with lots of perks. Health insurance is not one of them. However, Kristy makes it so easy. She is knowledgeable and knows exactly how to find the coverage that's right for you. It's reasonable and worry free. We would highly recommend Kristy and her team.
Holly McCall
Kristy assisted me in obtaining Medicare coverage. Her professionalism and extensive knowledge of health insurance were evident throughout the process. I found her expertise invaluable in navigating the complexities of Medicare. I highly recommend Kristy for anyone seeking help with their health insurance needs, especially Medicare.
Don Pelaia Valued Client
Ready to Find the Right Coverage in Pennsylvania?
Kristy Hicks is a local, independent insurance agent serving Pennsylvania and surrounding communities. Call or reach out today for a free, no-pressure consultation.
Health Insurance & Medicare FAQs for Pennsylvania
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Residents of Pennsylvania can access ACA marketplace plans through Pennsylvania's Pennie exchange, as well as private plans from carriers like Aetna and Humana. Kristy Hicks compares all your options side by side so you understand real costs and coverage before enrolling.
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The right Medicare plan depends on your specific doctors, prescriptions, and budget. Kristy reviews Medicare Advantage, Medigap, and Part D options with your situation in mind — not a generic recommendation — and walks you through what each plan actually costs in the real world.
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No. Kristy is an independent insurance broker, which means her services are free to you. She's compensated by the insurance carriers, not by charging clients fees. You get personalized guidance at no cost.
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ACA open enrollment typically runs November 1 through January 15 in Pennsylvania. Medicare's Annual Enrollment Period runs October 15 through December 7. Kristy proactively contacts her clients before these windows open so you never miss a deadline.