We provide a full range of health insurance, life insurance, and Medicare coverage options. Our health insurance plans include individual/family policies as well as small group plans for businesses. The health plans we offer include HMOs, PPOs, and high-deductible plans to fit different coverage and budgetary needs. For Medicare, we can help you navigate the various parts (A, B, D) as well as Advantage plans and Medigap supplemental coverage. And our life insurance portfolio includes term and universal life policies. We'll take the time to understand your specific insurance requirements and recommend the right mix of products to protect you, your family, and your business.

In most cases, individuals with pre-existing conditions can still qualify for life insurance, though the premiums may be higher. We'll work with you to shop multiple insurance carriers and find the best rates for your specific situation. Our goal is to get you the life insurance protection you need, regardless of any existing health issues you may have.

As a small group insurance specialist, we work with a variety of carriers to offer affordable group health plans tailored for businesses like yours. These plans typically provide richer benefits than individual coverage, with options to customize deductibles, copays, and other cost-sharing to fit your budget. We'll review your workforce size and needs to recommend the right group plan.

Absolutely. We understand that life circumstances can evolve over time, so we encourage customers to review their insurance coverage periodically. Most health and life insurance plans allow changes during the annual open enrollment period. And with group plans, we can help you make adjustments to keep your coverage aligned with your business and employee needs.